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Got a lower interest rate!

August 31st, 2011 at 05:14 pm

Decided to call my Citicard and see if I could get a lower interest rate. I got it reduced from 18.99% to 14.24%! Over the time it will take me to pay it off, I will save $958! Just by calling and asking! YAY!

3 Responses to “Got a lower interest rate!”

  1. Petunia 100 Says:

    That's awesome, Scrappy! It also means that your credit score must be improving. They didn't lower your rate out of the goodness of their hearts; they lowered your rate because they believe if they don't you could get a better rate elsewhere. To keep your business, they lowered your rate. Keep your eyes open for offers to reduce your interest costs.

  2. PauletteGoddard Says:

    Marvelous! Your credit card issuer truly understands the value of customer retention and satisfaction. It is a rare gem!

  3. scrappytappy Says:

    I was so excited! I had my speech all planned out about having another offer (which I do). I just flat out asked the woman and she said looks like you qualify! The other offer is still better so I'm considering it but in the meantime, I feel good about this!

    I didn't realize that my credit score might be getting better as well. That's really exciting! I just paid off a HUGE chunk of bills so it makes sense but I didn't realize it would be happening so soon =)

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