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Archive for September, 2013

Next steps

September 26th, 2013 at 01:56 am

I have been so focused on paying off my credit card debt over the past two years that I almost feel like I don't know what to do with myself now.

Some major changes have happened since I last posted. My BF and I are buying a house - we close on Friday. We are combining finances and I have a lot of financial changes coming up.

We decided that I'll be handling the finances. I want to set up a budget for us and talk about our financial goals for the next few years. That will help me set us up for success going forward.

My immediate goals are to fully fund both of our ROTHs. We have already contributed a good amount so that shouldn't be hard. I now have $1000 (about half of my monthly income) freed up - I was using all of my extra money to pay off those CCs. I did a budget when we first were talking about buying the house and I think we'll have between $2-3k every month to work with. BF and I have student loan debt to work through so I'm hoping we can get some of that taken care of soon.

I am credit card debt free!!!!

September 4th, 2013 at 07:42 pm

It's been a really long time since I've posted and I've had some ups and downs with debt repayment. But I'm here to say that I finally paid off all of my credit card debt. I currently owe $0.

The feeling is incredible. Since my last post, my boyfriend and I have bought a house and will be moving next month. I'm so happy to have a clean slate to start our new lives together.

I just looked at my first post to see what I was paying every month. I can't believe I used to pay $785 just in credit card debit. I feel so free!!!

Thanks for all of your support throughout the process.