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Archive for March, 2012

2011 Roth hit $4k

March 20th, 2012 at 08:37 pm

I just made another deposit into my bank account and transfered the cash into my 2011 Roth. I now have just about $4000! I know it will pay off to have retirement funds saved early on so I continue to be happy with my decision to get the account starte and funded. I've deposited $3k between mid Jan and mid March; quite an accomplishment if you ask me.

I'm still on target to meet my credit card goals for the end of the year/beginning of next. After I fund the Roth, I'll average about $500-$750 a month to credit card payments on top of the minimums that I already pay. Factor in my tax return and I'll probably be able to pay the Discover off by June or July.

I've been having some horrible wrist pain and have an appointment with a specialist tomorrow morning. Hopefully whatever she recommends will be covered by my insurance!

Feeling good financially

March 15th, 2012 at 08:47 am

Hi all!

I definitely still have some work to do but I feel pretty good financially right now. I just deposited $1200 into my savings and have another $900 to deposit soon. Once I have it all in my bank account, I'll transfer to my Roth, bringing me up to $3000 for 2011. My goal is to max out the 2011 Roth. Hopefully, I can meet this goal and not need to rely on BF to help me out. I think it's doable but it means, I need to stay frugal.

One area I haven't been so good in is sticking to my monthly piddly allowance. I've already spent the $150 for March - the problem was that I took it out before March actually started so I spent more than I'd hoped. I'm only allowing myself dinner/coffee out when I have gift cards (BF gave me a half used Starbucks card that I will treasure this month)!

The March bills are all paid so I'm hoping to just coast for the rest of the month without spending anything extra. I have $330 left for groceries and gas which should do me just fine (I anticipate spending about $180).