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Archive for February, 2012

Struggling to stay financially focused...

February 16th, 2012 at 03:30 am

My last post was about how January was coming to an end. It's already midway through February and I haven't really thought about finances at all. In fact, I've been scatterbrained about paying my bills on time. I have fallen off of the proverbial band wagon. Slightly.

To wrap up January, I transferred another $500 to my 2011 Roth. Right now I have $1637 in the account (another $100 came out of my checking automatically).

I haven't made any additional payments to my credit cards; just the minimums until I max out my Roth. I've been paying my bills as the deadlines come up. I pretty much know them by heart so I log in to make payments when they're coming up.

I haven't stuck with my piddly budget this month. I know exactly why: I revert back to bad habits when I'm stressed. Boy am I stressed! Work is insanely busy for me right now. I work late, weekends, etc. I'm so busy I sometimes forget to take breaks, drink enough water, and eat regularly. It's really bad.

So, I buy more coffee and lunch out. I'm so tired, I don't want to pack lunches/prepare for things in advance. I also feel the need to treat myself to things I don't really need. Bad, bad, bad. It could be way worse: it's only been about 2 weeks. I'm trying to right these wrongs so February isn't a total loss! I think I probably spent $50-$100 more than I would have liked. I need to actually do my budget to know for sure which I plan to do this weekend.

So, all that to say, I miss this place and I need to start following these blogs again. It makes me see that people are also frugal and it makes me accountable!