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Archive for June, 2012

June isn't going so well.

June 5th, 2012 at 02:21 am

We're only a few days in to the month but June isn't going so well so far. I'm not sure of the damage but I feel like I spent a lot of my piddly money. I also realized I have a graduation party and baby shower to buy gifts for. They will be really, really small gifts that I can hopefully supplement with coupons.

I returned an item that hasn't cleared yet so I'm hoping it will clear so I know how much extra money I'll have (I'm not sure if they'll return the shipping costs).

I have to calculate my $20 challenge money but I'm pretty sure I haven't had NSDs at all since last week. I'm kinda bummed about that but it seems like everyday I needed to buy something - one day it was only a stamp!

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I'm setting a new goal for myself. My brother and I have been talking about it for a few weeks now but we want to go on a trip to Europe sometime in the next year. If I can pay off my Chase card by the end of August, I will take the leap and go.

Even though finances are tight, we are talking a bare bones budget: hostels, cheap flight, no souvenirs or tours or anything. We really just want to make our way through Europe and see what happens. I'm delighted at the idea. We haven't done a trip just the two of us. I have a savings bond that will mature when I'm 30 (I'm 28 now) so I'm considering cashing that in for the trip. I know it's what my great aunt (who gave it to me) would have wanted me to do with the money and it won't require taking any money away from debt repayment. Taking it out a year early isn't a huge loss from the interest that it's gaining.

I think this will be a nice treat and something that I am already really looking forward to. I hoping we can get by at about $2500 per person for a 2 week trip. I think it's very doable when I consider the costs of hostels, etc.