After spending much time last night trying to figure out which credit card I want to pay off first and my budget for this month, I logged into my bank account and saw that I forgot about my autopay for my Citicard. I figured, I'd do autopay for my credit cards but realized last month that it's not for me. I need to physically log onto my accounts, look at the balances, check out interest rates, etc. then make my payments to know what's what. Turns out I forgot to undo the Citi autopay so I made an extra payment in the amount of $355. Yikes. My budget might be shot.
I started to panic until I realized that it's overpayment on a credit card so if I have to, I can pay my phone bill and/or cable bill with the credit card. As opposed to if I overpaid my student loan, I would be screwed. I think it might be a fun exercise to see if I can make it through the month without using the credit card. If I need to, I'll have the credit card to use.
Whoops!
October 7th, 2011 at 07:56 pm
October 7th, 2011 at 10:38 pm 1318027098
October 16th, 2011 at 06:23 pm 1318789395
Jerry