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November 2011

November 30th, 2011 at 09:44 am

I did pretty good this month. So far, I'm liking my plan to pay big chunks off of my debt at the end of the month so that I'm sure everything goes through correctly. I paid off about $1800 to debt this month. $935 to Citi (plus my work reimbursements), $308 to US Bank and $623.41 to BoA. That makes me at the $2k mark on that card! Yippee! I'm also under the $15k mark which is AMAZING!


I just looked at some old financial records and I owed just over $35k in credit cards in 2007. Even though I haven't been 100% serious about it, I did pay off $10k in 4 years. It was a slow process (only $2,500 per year) but at least I wasn't gaining more debt or remaining in the same place which makes me happy. To think I paid off a similar amount of money in a few months makes me a little queasy but it is what it is! I'm happy to be below the $15k mark!


I'm starting to think about my work bonus and raise. I'm hoping I get something decent this year. My company has struggled for the past two years since a good amount of our work comes from federal funding. Last year and the year before, we had to take furlough days (unpaid days off) which decreased our salaries for a total of about 9 months. Last year, we came out with a profit (my company does profit sharing) so I ended up with a bonus check that pretty much covered my unpaid days off. We haven't had to take furlough days and we are having a holiday party this year so it looks good. I think we are in a good spot financially so I'm hopeful!

My responsibilities have also increased dramatically so I hope to get a good raise. I'm planning on asking for a raise no matter what so I'm hoping to get something good!

2 Responses to “November 2011”

  1. Jerry Says:

    Relying on federal funding right now does lead to some frustration and worry, there is no question about that. I hope that you have some insurance that things will continue, at least, and that your job will be there for you for the future. Good luck!

  2. scrappytappy Says:

    Thanks, Jerry! I have always felt secure in my job. It was just a matter of taking a forced pay cut. In my opinion, I'd rather have a job. I know the company is doing much, much better so I hope we have weathered the storm!

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