I am big into rebates recently. I'm trying to get as much cash as I can to pay off my credit cards by taking advantage of rebates when items are free after coupons and store rewards. I send checks to my mom's house and she cashes them for me. In exchange, she gets anything from my stockpile that she wants so win-win.

Anyway, mom found three rebate checks that she never cashed totaling $62. The technically were expired (no longer valid after 90 days) but the bank took them and they cleared so I have an extra $62 bucks! YAY!

I also have another $100 from Rite Aid rebates in my wallet waiting to be cashed.

My dad came through with $400 for this month and my mom paid me $50 she owed me. I'm hoping to get at least a $500 payment off to BoA this month (hoping my total will be under $1500 by year end).

In addition, I have $270 in gift cards (all Visa or Mastercard) that I want to get into cash for bills. My plan is to buy gas and groceries with the money and put the cash toward my bills.

Plus my brother owes me $300.

That puts me at $1182. Goal for BoA = doable.