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Next steps

September 26th, 2013 at 01:56 am

I have been so focused on paying off my credit card debt over the past two years that I almost feel like I don't know what to do with myself now.

Some major changes have happened since I last posted. My BF and I are buying a house - we close on Friday. We are combining finances and I have a lot of financial changes coming up.

We decided that I'll be handling the finances. I want to set up a budget for us and talk about our financial goals for the next few years. That will help me set us up for success going forward.

My immediate goals are to fully fund both of our ROTHs. We have already contributed a good amount so that shouldn't be hard. I now have $1000 (about half of my monthly income) freed up - I was using all of my extra money to pay off those CCs. I did a budget when we first were talking about buying the house and I think we'll have between $2-3k every month to work with. BF and I have student loan debt to work through so I'm hoping we can get some of that taken care of soon.

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